📉 Mortgage Rates Drop to Under 6% — A Rare Buying & Refinancing Opportunity You Shouldn’t Miss

📉 Mortgage Rates Drop — A Rare Buying & Refinancing Opportunity You Shouldn't Miss
If you’ve been waiting for the right time to buy or refinance your home, now is one of the best opportunities we’ve seen in a long time.

Here’s why:

✅ Mortgage rates just dropped and are now some of the best we’ve seen this year — especially for select loan amounts under $1.2 million.
✅ Many loans are now available under 6% APR — a huge advantage for homebuyers and homeowners looking to refinance.
✅ The Federal Reserve held interest rates steady, and there’s talk of potential cuts later this year — a positive signal for the real estate and mortgage markets.

🏡 What This Means for You:
Buyers: You can now lock in a rate as low as 5.875% (APR 6.02%) for high-balance 30-year fixed loans — that’s on loans up to $1,209,750. This is a great chance to secure a better payment before rates rise again.

Sellers: Lower rates bring more buyers into the market. If you're thinking of selling, now is a smart time to list while buyer demand is supported by favorable financing.

Homeowners: If your current mortgage is above 6%, refinancing now could save you thousands over the life of your loan — even if you're in a jumbo or high-balance mortgage.

💡 Jumbo buyers can still get competitive rates — 6.25% (APR 6.36%) for loans up to $10 million.

💬 My Expert Tip:
This kind of rate environment doesn’t last forever. We’re in a sweet spot where rates are low, but inflation is still being monitored, and tariff uncertainty could shift markets quickly.

📞 Let’s talk strategy — whether you’re buying, selling, or refinancing, this is a moment to act.
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