Thinking of Waiting for Rates to Drop? Think Again.

If you're considering postponing your home purchase or sale in hopes that mortgage rates will fall dramatically, the latest data suggests that strategy may not pay off. Experts from Fannie Mae, MBA, and Wells Fargo project that 30-year fixed mortgage rates will remain in the mid-6% range through 2025 and into early 2026, with only a modest decline anticipated. The average forecast lands around 6.43% by Q2 2026—not a dramatic shift from today’s levels.

In prime markets like Beverly Hills and Los Angeles, where luxury inventory is often limited and competition for well-priced homes remains strong, timing is everything. Waiting for a rate drop that may never come could mean missing out on the perfect property or paying more later if prices continue to climb.

Whether you're buying or selling in Beverly Hills, Bel Air, Holmby Hills, or the broader Westside of Los Angeles, it’s essential to have a knowledgeable local expert by your side. Market conditions are nuanced, and micro-trends in luxury real estate often move faster than national headlines.

Let’s connect to discuss your goals and create a smart strategy tailored to today’s real estate climate. Staying ahead of rate changes—and buyer psychology—can make all the difference in securing the best outcome.

Call Christophe Choo at (310) 777-6342 to tour your future home "HERE" or click "HERE" to estimate your home value